Latest Articles

Getting Pre-Qualified for a Home Loan

Get Pre-Qualified for a Home Loan – Mastering Your Home-buying Journey Embarking on the path to homeownership is a transformative journey, and one of the first steps on this exciting adventure is getting pre-qualified for a home loan. At USA Lending, we understand that this process may seem like uncharted territory for a first-time homebuyer.…

Down Payments: The Expert’s Guide

Welcome to USA Lending’s expert guide on down payments, where we provide valuable insights and expert advice on financing your dream home. As a trusted mortgage lender, we are committed to empowering homebuyers with comprehensive knowledge. This article will explore the down payments required on Fannie Mae and Freddie Mac loans and various methods to…

Mortgage Credit Certificate (MCC): Unlocking The Benefits

Aspiring homeowners often search for ways to make their mortgage transactions more affordable and financially rewarding. One valuable tool that can help achieve this goal is the Mortgage Credit Certificate (MCC). This article will explore the features, calculations, and benefits of obtaining an MCC as part of your mortgage transaction. Understanding Mortgage Credit Certificate (MCC)…