21 Dec 2024 Understanding Closing Costs: What Every Buyer Should Know Buying a home is an exciting journey, but it comes with its share of expenses—one of which is closing costs. Many first-time buyers are surprised by these additional costs, which can add up to thousands of dollars. As a mortgage professional, I’m here to break down what closing costs are, what they cover, and how… Share on Facebook Share on Twitter
5 Dec 2024 How to Prepare Financially for Buying a Home in the New Year As the New Year approaches, many people set resolutions to achieve major life goals—and buying a home often tops the list. If you’re planning to purchase a home in the coming year, taking steps now to prepare financially can make the process smoother and more rewarding. Here are some key tips to help you get… Share on Facebook Share on Twitter
24 Nov 2024 Who Should You Talk to First: A Mortgage Professional or a Real Estate Agent? If you’re planning to buy a home, you might wonder who you should talk to first—a mortgage professional or a real estate agent. Both play critical roles in the home-buying process, but the order in which you consult them can significantly impact your experience. Here’s a breakdown to help you decide. Why Start with a… Share on Facebook Share on Twitter
23 Oct 2024 What is an FHA Loan and How Can It Benefit You? For many first-time homebuyers or those with less-than-perfect credit, navigating the world of mortgage options can feel overwhelming. One popular choice for many of these buyers is the FHA loan, which is insured by the Federal Housing Administration (FHA). Established in 1934, the FHA loan program was designed to make homeownership more accessible to a… Share on Facebook Share on Twitter
10 Oct 2024 Top 5 Most Common Mortgage Types When it comes to financing a home, choosing the right mortgage is crucial. With so many options available, it can feel overwhelming for first-time buyers and even experienced homeowners. Below are the top five most common mortgage options. 1. Conventional Fixed-Rate Mortgage A conventional fixed-rate mortgage is one of the most popular mortgage types. With… Share on Facebook Share on Twitter
