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Getting Pre-Approved for a Home Loan

If you are starting your home search as a serious buyer, you want to consider getting pre-approved for a home loan. It requires a bit of work upfront but can streamline the process and make purchasing your home that much easier in the end. What does it mean to be pre-approved? Getting pre-approved means that…

How Does Escrow Work?

When you set up your mortgage payment, you will likely see different items included. Typically, a monthly mortgage payment is made up of principal, interest, taxes, and insurance. All these items combine to create one payment that goes directly to your lender. But the lender isn’t in charge of property taxes or insurance, right? So…