Latest Articles

Top 5 Most Common Mortgage Types

When it comes to financing a home, choosing the right mortgage is crucial. With so many options available, it can feel overwhelming for first-time buyers and even experienced homeowners. Below are the top five most common mortgage options. 1. Conventional Fixed-Rate Mortgage A conventional fixed-rate mortgage is one of the most popular mortgage types. With…

What to Expect at a Real Estate Closing

After weeks (or even months) of house hunting, negotiations, and paperwork, the real estate closing is the final step in becoming a homeowner. Here is what you can expect on closing day. The closing typically takes place at a title company, attorney’s office, or escrow office, and all key parties are usually present: the buyer,…

What the Current Drop in Mortgage Rates Could Mean for the Housing Market

Fluctuations in mortgage rates can significantly impact the housing market. Recently, there has been a drop in rates, and this change brings both opportunities and challenges for buyers, sellers, and industry professionals alike. For potential homebuyers, a drop in mortgage rates often translates to increased purchasing power. Lower rates mean lower monthly payments, allowing buyers…

How Rising Home Prices Impact Your Buying Power

Home prices have been on the rise, and this trend can significantly impact your ability to buy a home. Buyers often feel priced out of their desired neighborhoods or are concerned about stretching their budget. It’s essential to understand how rising prices affect not just what you pay upfront, but also your monthly payments and…