Latest Articles

Understanding Cash to Close

If you have received your Closing Disclosure from your lender, you are almost done with your home buying journey. The Closing Disclosure, provided at least three full days before closing when you sign the final purchase documents, means that you are at the finish line, ready to celebrate with keys in hand. On the CD,…

First-Time Homebuyer’s Checklist

Ready to purchase your first home? Use this easy-to-follow checklist to navigate the path to home ownership. Determine Your Budget: It’s best to determine how much house you can afford early in the process to avoid falling in love with a home that will stretch you too much financially. You may also decide that you…

How to Get Preapproved for a Mortgage

Before you begin your new home search, talk to a lender about getting preapproved for a mortgage. This important step can save you time in negotiations and keep your search on target and within budget. What exactly is a preapproval and how do you get one? A preapproval is different than a prequalification because it…