Latest Articles

How Much of a Mortgage Can I Afford?

At USA Lending, we understand that purchasing a home is a significant investment, and one of the most common questions from first-time home buyers we receive is, “How Much of a Mortgage Can I Afford?” This great question requires careful consideration of your financial situation. In this article, we will clearly answer this question for…

Can I Use a USDA Loan to Buy a House?

Did you know that the United States Department of Agriculture, USDA, has a home loan program? The USDA Loan is an option that is backed by the USDA and offers buyers the chance to purchase property in certain areas without the requirement for a large down payment. Even though the program is run by the…

How Does a Mortgage Work Anyway?

At USA Lending, we understand that purchasing a home can be overwhelming, especially when understanding how a mortgage works. In this article, we’ll break down the basics of how does a mortgage work and answer some common questions to help demystify the process. First, let’s start with the basics. A mortgage is a loan that…

Home Upgrade Ideas for 2023

New year, new look! If you want to upgrade your home in 2023, here are a few ideas to inspire you. With simple DIY projects to major renovations, there’s something that everyone can do to infuse some new energy into their space. 6 Great Home Upgrade Ideas For 2023 Update Photos & Artwork Savor your…