Latest Articles

Flash Loans and Residential Mortgages: Understanding Tomorrow’s Lending Innovations Today

In the ever-changing landscape of financial services, the emergence of concepts like “flash loans” in the decentralized finance (DeFi) sector is stirring conversations about the future of lending. While seemingly worlds apart, the principles underlying flash loans can offer a fresh perspective on traditional lending models, mainly residential mortgages. In this exploration, we dive into…

How To Save for a Down Payment

Aspiring homeowners often face one major hurdle when purchasing a house: saving for a down payment. With the rising housing costs and other expenses, putting away a significant amount of money can seem daunting. But with some planning and dedication, saving enough for a down payment on your home is possible. In this article, we’ll…

What is the Minimum Credit Score to Buy a Home?

At USA Lending, we believe purchasing a home is the most significant investment, and we want to ensure our clients are well-informed about the factors determining their mortgage eligibility. This article will educate you on the minimum credit score to buy a home.  Credit Score Your credit score reflects your financial history and behavior and…

Getting Your Home Ready for Ice and Snow

Being a homeowner during the cold winter months comes with a few additional challenges and responsibilities. But rather than wait for damage to occur, it’s best to take precautions to prepare your home for the frigid temperatures, especially if you expect ice and snow. Weatherproof seals on windows and doors If your windows and doors…